|100 Words Encountered in|
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capitalmaterial wealth — especially assets available for use in the production of further assets — as in: invested capital
She worked hard to raise capital to start their new company.
Her parents were migrant farm workers.
Children acquire language at an amazing rate.
personnelthe people expected to obey orders in an organization — such as employees of a firm or soldiers in the military
the records of military personnel
These maps are drawn with north to the top unless otherwise indicated.
assessconsider something and make a judgment
other common meaning(s) — as in: assess the situation
They assessed the property’s value at $500,000.
assesscharge a tax, fine, or fee
other common meaning(s) — as in: assess a fee
The amount of property tax assessed depends upon the value of the property.
founderto fail or break-down
to physically sink below the surface or fall
more common meaning(s) — as in: peace talks foundered
The project foundered
She scrutinized her reflection in the mirror.
initiateto start or begin; or (as a noun) someone being introduced to membership, position, or knowledge
He initiated a new program
contractan agreement - typically written and enforceable by law
other common meaning(s) — as in: legal contract
She signed the contract.
uniformconsistent (the same in some way)
more common meaning(s) — as in: uniform commercial code
A diverse committee will provide a better solution than a committee that is uniform.
confrontto deal directly with an unpleasant situation or person
to challenge someone — often by presenting evidence
You must confront your problems.
speculateto guess without certainty
to think about or consider something
or (more rarely):
to risk money in a financial venture — as in: don’t know, but I’ll speculate
philosophers have speculated on the question of God for thousands of years
speculativeuncertain — especially in reference to a profit-making investment or venture
inclined to guess and think about subjects where there is no certainty — as in: a speculative venture
I’m too old to invest in speculative business enterprises.
capitalisman economic system based on private ownership of property and businesses, and on voluntary exchange in a competitive environment — with the belief that adults can generally make better decisions for themselves than the government can; and that the voluntary exchange of labor, money, and property harnesses and directs inborn self-interest so it benefits decision makers and society
Capitalism has helped to move millions of people out of poverty.
I don’t do this job for monetary reward.
meanan average of n numbers computed by dividing the sum of the numbers by n; for example, 3 for the numbers 1,2, and 6
= (1+2+6) / 3
= 9 / 3
more common meaning(s) — as in: the mean score
We have a mean annual rainfall of 23 inches.
assetsany positive trait or thing of value
other common meaning(s) — as in: it’s one of her best assets
The University is one of the city’s greatest assets.
liabilitiesany negative trait or thing that creates a problem
other common meaning(s) — as in: she is a liability to our cause
Her temper is her main liability. She hasn’t learned to control angry attacks at anyone who disagrees with her.
The state has approximately as many Republicans as Democrats.
She deducts points if the paper is not concise enough.
defaultfailing to meet a financial obligation—such as making a monthly payment on a debt
other common meaning(s) — as in: defaulted on their loan
If I don’t sell my home, I’ll have to default on my loan.
appreciateto increase in value
more common meaning(s) — as in: We hope our home will appreciate
The home appreciated in value.
The defending World Champions dominated their unranked opponent.
stockshares of ownership of a corporation
more common meaning(s) — as in: the stock market
She bought Google stock before it doubled in value.
bonda certificate issued by a government or corporation that promises to repay a debt in return for a loan
more common meaning(s) — as in: the bond market
US Bonds are considered vary safe, but they will go down in value when interest rates rise.
aggregatethe act of combining different, but related quantities or things
other common meaning(s) — as in: he aggregated them
We need to aggregate the data from all sources.
coefficientphysics: a constant number that serves as a measure of some property or characteristic (such as the coefficient of thermal expansion)
other common meaning(s) — as in: coefficient of thermal expansion
Determine the coefficient of friction between the two objects.
It has only three major components.
We have incompatible paradigms.
ratiothe relative magnitudes of two quantities — often expressed as a:b (which could also be expressed as the fraction a/b)
The ratio of the 2nd to 4th finger length predicts spatial ability in men.
reconcileto bring into agreement
(see word notes for more detailed definitions based on context)
other common meaning(s) — as in: reconciled their differences
She reconciled her checking account statement.
flexiblebendable or adaptable in various senses:
The job has flexible working hours.
essentialabsolutely necessary; or of the greatest importance
the defining or most important aspect of something
The essential feature of the pen is that it writes so consistently.
It is easier to learn things that seem relevant to your life.
Apple is considered one of the most innovative companies.
constraintsomething that limits something’s motion or someone’s actions; or the state of being so limited
Both sides have demonstrated a lack of constraint in the discussions.
We’re considering five primary criteria as we compare job applicants.
franchisea right granted by one organization to another — most frequently the right of a small company to do business under the brand name and systems of a larger company (as when a local McDonalds restaurant is owned by an individual rather than the McDonalds Corporation)
other common meaning(s) — as in: franchise business
She saved for years and then purchased a franchise that sells sandwiches.
insighta clear understanding of some aspect of a complex situation; or a tendency to have such understandings
The book is full of insight on human nature.
flourishto thrive (grow or develop well)
other common meaning(s) — as in: the business is flourishing
The children are flourishing.
compellingvery interesting; or convincing — possibly leading to action
or more rarely: a force for action
The evidence is compelling.
They worked hard to diversify the student body.
bankruptlegally declared to be unable to pay money that is owed
or (informally): the state of having little or no money
other common meaning(s) — as in: company went bankrupt
If we don’t control spending, we’ll go bankrupt.
other common meaning(s) — as in: bankrupt idea
It is a bankrupt approach to solving the problem.
liableheld legally responsible
other common meaning(s) — as in: is legally liable
She was drunk and liable for the death of the other driver.
The university is comprised of six colleges.
It was inadequate remuneration to make up for his expenses.
deferpostpone (hold off until a later time)
other common meaning(s) — as in: deferred the decision
The weather forced us to defer our departure another day.
harmoniouspleasing — especially of music or sound
other common meaning(s) — as in: soothing, harmonious music
The changes created a more harmonious melody.
demographicscharacteristics of a human populations; e.g., population density and income distribution
Based upon its demographics and the traffic patterns, the neighborhood should support another fast-food restaurant.
She said the Air Force lacks the funds to procure maintenance equipment it needs.
Students should contact our office to inquire about scholarship opportunities.
deriveto get something from something else
(If the context doesn’t otherwise indicate where something came from, it is generally from reasoning—especially deductive reasoning.)
She likes to win, but she doesn’t derive pleasure from watching others lose.
derivativesomething developed from something else such as:
a highly derivative prose style
mortalitythe quality of being mortal (subject to death)
death rate — often given per 1,000 people per year
His death made me aware of my own mortality.
notwithstandingin spite of; or in spite of the thing mentioned
(Used to connect contrasting ideas. Other synonyms could include words and phrases such as nevertheless, nonetheless, all the same, still, and however.)
Notwithstanding my fear, I want to try parachuting from an airplane.
compensateto make payment to someone (often in amends for a loss or inconvenience they suffered)
other common meaning(s) — as in: she is generously compensated
The company has offered to compensate everyone impacted by the defective cars.
She suffers from more than the usual pre-test anxiety.
deductionan amount subtracted from another amount
other common meaning(s) — as in: deduction from the bill
There was a 10 point deduction because the paper was late.
interpolateestimates a value that lies between two known values
or in digital imaging: adding pixels (dots or resolution) to an image based upon examination of surrounding pixels
other common meaning(s) — as in: interpolate the data
If a straight line crosses through 2, 4, and 8, we can interpolate that it passes through 6.
interpolateto insert words into texts — often falsifying it
other common meaning(s) — as in: interpolate the manuscript
The bracketed line on that page of the Odyssey is thought by some to be an interpolation added long ago.
She is exaggerating her point by using nominal dollars in the graph.
contingent liabilitya legal obligation to perform some action (such as pay money) in the event that something (probably unexpected) happens
The contingent liability is not on the balance sheet, but it is mentioned in the footnotes.
The contract specifies that the oil is fungible and any sweet crude can be substituted.
compensatory damagesmoney or actions ordered by a court to make amends for losses of an injured party
They were ordered to pay compensatory damages of $10,000.
principal-agent problemthe difficulties that arise because an agent (who makes decisions for a principal) has incentives or objectives that differ from those of the principal
The legislation is intended to reduce the principal-agent problem in our industry.
She wouldn’t make a direct statement, but she implied that she supported our position.
It’s a difficult situation, but she accentuates the positive and does not get overwhelmed.
The Heisman Trophy is the highest accolade in college football.
I appreciate her fine mind, but find her humor a bit acerbic.
Remember the old adage: "It’s not how much you earn; it’s how much you save."
affectto influence — verb as in: the rule affects you
The new rule will affect you.
aggregatethe combination of different, but related, things; or relating to such a thing
other common meaning(s) — as in: the aggregate effect
Aggregate expenses include expenses of all the divisions of our company for the entire year.
She completed each assignment with alacrity.
Regular massage will help to alleviate the pain.
She is known for her kindness, compassion, and altruism.
Her answer was ambiguous.
The elderly couple likes to amble along the beach at sunset.
The loan is amortized over 10 years.
appraiseplace a value on or judge the worth of something
other common meaning(s) — as in: appraised value of
The interest rate is higher if we borrow over 80% of the home’s appraised value.
appropriatesuitable (fitting) for a particular situation
other common meaning(s) — as in: it is appropriate
These clothes aren’t appropriate for work.
Hyde’s study indicates that girls and boys have the same aptitude for math.
The government nationalized all arable land.
articulateclearly expressed with words; or the act of or ability to clearly express with words — as in: articulate her ideas
He is thoughtful and articulate.
Our school district hired a new counselor to augment our college counseling service.
Our older staff tend to have an aversion to change.
She demonstrated a steady hand while negotiating with a typically bellicose North Korea.
He was sued for breach of contract.
cabala small group of people who plot in secret and exercise power — especially political power
or (more rarely): a plot by such a group
She thinks a greedy banking cabal is plotting to introduce legislation that will enrich them.
There was a cacophony of discord as everyone spoke at once.
She is working to convince, cajole, and pressure other Representatives to vote for the bill.
The country entered a period of civil war and chaos.
choreographysequencing dance movements to use for a show; or their performance
or (more rarely): orchestrating any complex sequence of events; or the resultant plan or its execution
marvelous choreography and amazing dancers
The antitrust department tries to prevent supermarket collusion to raise grocery prices.
commutea regular journey of some distance — typically between home and work
other common meaning(s) — as in: commute from New Jersey
She has a long commute to work.
compliantconforming to rules
other common meaning(s) — as in: compliant with the law
The company was fined for not being regulation 4.3 compliant.
most teenagers are surprisingly conformist within a subgroup
other common meaning(s) — as in: consolidated its hold on power
We want to consolidate our gains.
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